Banking Jobs in Egypt 2021 | ADIB Egypt Bank Careers

Banking Jobs in Egypt 2021 | ADIB Egypt Bank Careers

About ADIB Bank

  • ADIB serves customers, businesses, and institutions with a range of financial products and services including internet banking, retail banking, corporate and institutional banking, investment banking, private banking, asset management, global markets and treasury.
  • Abu Dhabi Islamic Bank (ADIB) Egypt is an award-winning monetary group that started its operations in Egypt after the acquisition of the National Bank for Development (NBD). via the Emirati consortium between Abu Dhabi Islamic Bank and Emirates International Investment Company (EIIC) in 2007.
  • As area of its technique to be a foremost oftentimes happening Islamic monetary group in Egypt. the Bank focuses on imparting a giant spectrum of Shari’a compliant banking solutions, to cater to the desires of agency and retail customers. the enchancment of a state-of-the paintings infrastructure, and revamping its 70 branch network.
  • Aiming at integrating its services. the Bank set up an Investment Banking arm, ADIB Capital Egypt, and a leasing company, ADILease.
  • Following the acquisition. the paid-up capital accelerated almost seven-fold from EGP 281mn to EGP 2bn and EGP 4bn licensed capital. ADIB Egypt posted EGP 237mn net profits provide up of 2014. which represents a 130% increase in distinction to the equal size of 2013.
  • ADIB Egypt succeeded in organising a retail and corporation platform to company the consumers in one-of-a-kind segments and supply the vital choices of brief and long-term finance. All these measures enabled the Bank to assemble a full-size base portfolio of principal close by and global companies jogging in the Egyptian market.
  • In addition to the asset and liabilities merchandise and treasury choices all delivered through consumer centric teams. ADIB Egypt employs a dynamic crew of over 2,000 experts imparting a growing portfolio of Shari’a compliant merchandise. and choices through the usage of a stimulating work environment for crew of employees for the duration of its nationwide neighborhood of 70 branches. and forty microfinance units.

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Banking Jobs in Egypt 2021 | ADIB Egypt Bank Careers

ADIB Bank announces a new job through its linkedin careers in Egypt page

Consumer Risk Analytics Manager

Job description

  • This is a Senior role and of material importance within Risk Management which has direct impact on the Retail Banking Group as the incumbent is required to develop and maintain risk rating and profitability models.
  • The role requires independent thinking. strong communication, initiative, interaction with all stakeholders within the bank.
  • The role is intended to provide advanced quantitative analytics support to the overall Risk Management function.
  • The candidate will have specialized exposure and capacity to deliver end-to-end portfolio analytics framework, functional / operational capacity.

Job Responsibilities

  • Define, develop and implement a Credit Risk Analytics function that contributes to the overall Risk Management framework.
  • Quantitative analysis & modelling: Take a lead role in developing PD, LGD and EAD models for of retail and development of rating scorecards.
  • In line with the requirements, participate in the development and deployment of retail Application and Behavioral scorecards.
  • Conduct regular validation, calibration and optimization of the deployed models and analytical support to the business.
  • Liase with IT to have the developed or optimized models / scorecards deployed.
  • Develop methodologies to ensure effective monitoring of the models.
  • Lead the development of risk models for both Economic Capital and Risk Capital calculation.
  • Coordinate with other unit functions as well as other relevant departments to develop and implement risk policies and processes bench marked with best industry practice and in line with the regulatory requirements, related to model governance.
  • Support the department head and overall function in all Group Risk Projects, & initiatives.
  • Review and propose necessary changes to the existing portfolio management techniques and procedures for the domestic and overseas business in light of changing market conditions. based on regulatory recommendations/ other best practices to ensure that a sound environment for identifying. assessing, measuring, monitoring and controlling risk is in place.
  • Introduce a mechanism for periodic reporting of the riskiness in terms of the PD ratings. to signify portfolio quality trends to the relevant Board/management level committees.
  • Ensure efficient functionality of the deployed models on the rating platform. and institutionalize the effective usage by conducting regular verification of inputs & outputs.
  • Develop credit models as per requirement from the business keeping in view the dynamics of credit portfolios and the best risk management practices.
  • Lead the development of risk models for both EC and RC calculation. i.e., PD, LGD, EAD etc., among various asset classes and facility types. ensuring these risk measures comply with regulatory requirements through robust model validation.
  • Address/ facilitate correction of any weaknesses identified during assessments. audits, or examinations by internal/ external audit staff. Group Compliance personnel, regulators examiners or Sharia’ auditors as applicable.
  • Lead the development of modeling methodologies for portfolio management. covering the identification of concentration risk. portfolio re balancing as well as the optimization of risk/return profile.
  • Within the context of rigorous stress testing and scenario analysis. understand and advise the circumstances under which the bank’s profitability would be negatively impacted and provide the level of risk mitigation that is built in and the actions that would be taken in such circumstances.
  • Conduct validation of the deployed models on a regular basis and produce reports with recommendations for the improvements to stakeholders.
  • Create, maintain and update model / scorecard related documentation.

Job requirements

  • 8 - 10 years in credit modeling and BII implementation in the banking sector.
  • Master’s degree in business administration or accounting or any other related field.
  • Excellent Portfolio Management & Credit Risk modelling, analytical, and research skills.
  • Experience working with large and complex data sets.
  • In-depth knowledge of financial markets and products.
  • Possess superior knowledge of credit risk management best practices including but not limited to pertinent Basel II & Basel III Framework on credit risk management and capital adequacy requirements.
  • Possess strong quantitative skills and solid experience in developing, validating and monitoring risk models. Knowledge of the credit scoring systems available in the market and their use.
  • Good understanding of Basel II/III and IFRS 9 etc.
  • Advanced user of statistical software (such as SAS).
  • Ability to work independently on multiple tasks and/or projects.
  • Excellent oral and written communication skills in English.
  • Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements.
  • Flexible team player and able to work and deliver under pressure.
For more details through the bank’s linkedin careers in Egypt page

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